One of the first tasks that a driver does after passing their driving test; is taking out the correct insurance to drive on the roads legally. You must have the proper insurance to operate on the UK roads legally, along with a MOT and a valid driving licence. It is a serious offence if you do not drive without insurance, leading to hefty penalties, bans and fines.
There are various insurance policies you can take out to drive; the minimum insurance you must have is third-party insurance. This type of insurance covers the damages to the other vehicle if you are involved in a road traffic accident and caused any damages.
If you are driving on the roads without insurance, the police can easily identify and catch you in the act, if you are driving without insurance, you will likely get caught. You do not need insurance if you only use your vehicle to drive on private roads; if you are not using your car at all and would not like it to be insured, you must complete a Statutory Off Road Notification (SORN). You must also notify the DVLA when you are planning on using the vehicle again. When you are planning on driving on public roads again, you must then take out an insurance policy again.
The penalties for driving without insurance can be substantial, causing a lot of inconvenience to your everyday life. If you are driving without insurance, you can face an unlimited fine, 6-8 points on your licence, and even a discretionary disqualification. The severity of the charges depends on the severity of the offence. Driving disqualifications can pose a significant inconvenience to daily life especially if you drive daily.
You must have a minimum of third-party insurance when driving; if you fail to have insurance, it is a serious offence. Even if you have been found driving without insurance by mistake, the police will not be more lenient with the penalties, unless you provide a good reason for this. Offences that can be classed as driving without insurance include:
In some instances, driving without insurance can be serious, which may lead to a criminal record. Offences can remain on your record for a long period, which can impact the chances of you getting a job in the future or getting insurance in the future. Offences like these can have a detrimental impact on insurance premiums, making them considerably higher. If you have been charged for driving without insurance, contact one of our experienced solicitors now at Solicitors On Your Side Scotland.
If you have been found driving without insurance, you can face hefty fines and penalties. We highly advise you to contact Solicitors On Your Side Scotland now. We will ensure that you are provided with the best possible advice for your particular case. We will also lower your points and penalties to the highest possible standard by avoiding driving disqualifications. Our solicitors have extensive expertise in this area and will make sure that you know your case is in the best hands. Contact us now, our motoring team provides free initial consultations.
If you have been charged with a motoring offence or just simply need advice, contact our friendly team now for a free consultation. Our solicitors have years of experience in motoring offences, and we will ensure you are well informed of your possible options and the best options for you to take.
Get in touch with us. Our experienced solicitors provide free initial consultations and will ensure you are well informed of your options out there!
Contact us now. Solicitors On Your Side Scotland can offer you free advice and consultations.
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