Why is insurance important?

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In the UK, you must have insurance as well as other things to be able to drive on UK roads, these include:

  • An MOT on your vehicle.
  • An appropriate licence for the vehicle you want to drive. Depending on what type of vehicle you would like to drive, you may need a different licence, for example, to drive a low power scooter, you need to have completed a CBT course, but do not need a full driver’s licence.

Legally, you must have at least third-party insurance on your car to protect yourself and others on the roads. In the unfortunate event of an accident occurring, the correct cover will cover the damages experienced. You do not need to insure cars that are registered under SORN (statutory off-road notice).

Depending on what cover you have, you can protect yourself and others when an accident occurs. The most recommended type of insurance is comprehensive insurance, which will cover the loss your faced, the loss of the other driver, and any additional costs such as medical costs that you had to cover. The money helper website states helpful information about what types of insurance to get and what would work best for you.

It will also give helpful information on how to make insurance premiums lower and pick insurance covers that will work best for your particular car and the area you live in.

Involved in an accident without insurance? 

Not everyone that is involved in an accident will have insurance. Read this quick guide to find out how you can claim.

As a pedestrian, you are not expected to have insurance to cover your damages. That is why if you have been involved in an accident, you are entitled to claim compensation for your damages against the driver of the vehicle. If you were involved in an accident, and you cannot identify the other driver, you can claim through the motor insurers bureau to claim for an untraced driver. To read more about how to claim for an untraced driver, read here.

As a passenger, you are entitled to claim for the damages you have faced, whether or not the driver of the vehicle you were in caused the accident. If you would like to find out more about claiming as a passenger, read here.

As a cyclist, you are not required to have insurance when travelling on the roads; this is because cyclists are seen to be vulnerable road users and are less likely to create as much damage as a car could to a cyclist. If you would like to find out more about how to claim as a cyclist, read here.

How we can help 

Our solicitors have years of experience in personal injury claims and will ensure you will come out with the best possible outcome for your case. We use arguments that you would have never thought of using by making your claim.

We will ensure to provide all the necessary evidence so that you can get the highest possible compensation for your damages. Our solicitors will do the hard work for you, all have to do is, sit back and relax and get the compensation that you deserve.

Contact our solicitors now!

We know the process thoroughly and can offer free consultations to see how much compensation you may get for your case.

Contact us now. Solicitors On Your Side Scotland can offer you free advice and consultations. Our solicitors can help you on a no win-no fee basis. That means there will be no hidden fees.

Contact us today by phoning 0141 648 4428, emailing [email protected], or by using our website by filling out an online form.

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Why choose "On Your Side"?

100% No Win No Fee

We offer a No win, No fee agreement on all new cases. Talk with us today to start your claim.

No Obligation Advice

Talk with us about your case and the likelihood of its success without any obligation today. Specialist staff are on hand to help you.

Proven Track Record

We have helped thousands of people to claim the compensation they are owed.

Legal Specialists

Our dedicated teams provide one to one help and support at every stage of your claim.

Scottish No Win No Fee Compensation

At On Your Side Scotland, all personal injury claims are processed on a No Win No Fee basis. This means that you don’t need to worry about anything as we will bear all upfront costs, you will only pay a fee if your claim is successful so you are never out of pocket.

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Our numbers speak for themselves


claimed up to now in compensation for our clients.


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Our 4 steps to success


Make an initial enquiry

Give us a call or request a call back. We'll listen to your case and provide no-obligation advice.


Your case is accepted

Should we advise your claim is worth pursuing, and you choose our services, we will begin claim preparation.


We'll work on your case

With your co-operation, we'll work on your case through to completion. You may be required to provide extra evidence.


Successful Outcome

Should your claim be successful and compensation be awarded, you should receive compensation as soon as possible.

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We help you get back on track

Our experienced solicitors in Scotland assist people who have been injured in non-fault road traffic accidents, including, car accidents, motorcycle accidents, cycling accidents and pedestrian accidents.

We have helped many clients in Scotland to access the legal support they deserve. If you have been injured in an accident in Scotland that wasn’t your fault, we can recover the maximum amount of personal injury compensation you are entitled to.